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Indira MartinezREALTOR®

Buyer & Investor Guides

Straightforward guides for first-time buyers, investors, and anyone relocating to Central Florida from out of state.

A new home in Central Florida

The First-Time Buyer Roadmap for Central Florida

The steps to buy your first home in Central Florida, in order: pre-approval, assistance, area, offer, inspection, insurance, and closing.

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A new home in Central Florida

New Construction vs. Resale in Central Florida

Compare new construction and resale homes in Central Florida on price, incentives, monthly costs, timeline, warranty, and what to inspect.

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A new home in Central Florida

Down Payment Assistance Programs in Florida

Florida down payment assistance programs and where each stands for Central Florida buyers in 2026, plus FHA, VA, USDA, and Home Possible options.

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A new home in Central Florida

Moving to Florida: What to Know Before You Buy

Moving to Florida and buying a home? Choose an area, budget beyond the mortgage, understand property tax and homestead, and sequence the move.

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A new home in Central Florida

Buying Florida Real Estate as a Foreign National

How international buyers purchase Florida property: financing, ITINs, estate tax, FIRPTA, rentals, Chapter 692 limits, and closing.

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A new home in Central Florida

Best Areas to Live in Orlando

Where to live in Orlando and its suburbs, sorted by need: established neighborhoods, new construction value, small-town feel, or lakes and acreage.

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A new home in Central Florida

CDD Fees in Florida, Explained

What a CDD fee is, what it pays for, how it shows up on your tax bill, how it differs from HOA dues, and what to ask before you buy in Central Florida.

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A new home in Central Florida

Florida Homestead Exemption for Buyers

Florida homestead exemption and property taxes for buyers: who qualifies, the March 1 deadline, why your first bill can jump, portability, and Amendment 3.

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Have a Specific Question?

Indira can help you compare your options, financing, and timing.

Ready to make your real estate goals a reality in Central Florida? Let's talk, in English or Spanish.

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